325-388-9382 Office

                  325-388-9143 fax

 PO Box 1168, Kingsland, Texas 78639

Teresa Gray

*   I was raised in Katy, Texas and graduated from Katy High School in 1988.

*   I received an Associates Degree in Interior Design from Bauder College in

     1990.

*   I received a Bachelors Degree in Education from the University of Houston

     in 1996.

*   I received my Insurance License in May of 1997.

*   I moved to Llano County in December of 2000.

*   I live in Tow, Texas.

*   I am married to Michael Lee and we have two children; Madison age 15   

     and Lauren age 6.